Send Payouts Anywhere in the World
Disburse funds to 100+ countries via bank transfers, crypto payouts, or local payment rails. MAGNETPAY's payout API handles compliance screening, FX conversion, and smart rail selection so every payment arrives fast and compliant.
Global Payout Infrastructure
From single-recipient transfers to mass disbursements, MAGNETPAY provides the payout rails, compliance, and multi-currency capabilities your business needs.
Global Bank Transfers
Send payouts to bank accounts in 100+ countries. SWIFT, SEPA, ACH, IMPS, and local rails are selected automatically based on destination and speed requirements.
Crypto Payouts
Disburse funds in USDT, USDC, BTC, or ETH across 8 blockchain networks. Ideal for contractor payments, affiliate commissions, and cross-border settlements.
Batch Processing
Upload CSV or submit arrays of up to 10,000 payouts per batch. Each payout is validated, routed, and tracked individually with aggregate reporting.
Multi-Currency Settlement
Hold balances in 30+ currencies and send payouts in the recipient's local currency. FX conversion happens at execution time with transparent, competitive rates.
Compliance Screening
Every payout is screened against sanctions lists and risk rules before execution. Configurable approval workflows for high-value or high-risk disbursements.
Smart Rail Selection
MAGNETPAY automatically selects the fastest and cheapest payment rail for each destination. Real-time routing considers fees, speed, and availability.
How Global Payouts Work
Send your first payout in minutes. Our payout API handles compliance, routing, and delivery confirmation automatically.
Add Recipients
Create recipient profiles with bank account details, crypto addresses, or mobile wallet information. Recipient data is encrypted and stored securely.
Initiate Payout
Submit individual payouts or batch requests via API or dashboard. Specify amount, currency, speed priority, and reference details.
Screening & Routing
Each payout passes compliance screening. Our engine selects the optimal rail, applies FX conversion if needed, and submits to the payment network.
Delivery & Confirmation
Track payout status in real-time. Receive webhooks for state changes including initiated, processing, completed, and failed with detailed reason codes.
Payout API in Action
Send a bank transfer payout with automatic rail selection and compliance screening.
curl -X POST https://api.magnetpay.org/v1/payouts \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-H "Idempotency-Key: payout_inv_4821" \
-d '{
"amount": "2500.00",
"currency": "eur",
"recipient": {
"name": "Acme GmbH",
"iban": "DE89370400440532013000",
"bic": "COBADEFFXXX",
"country": "DE"
},
"source_currency": "usd",
"speed": "standard",
"reference": "INV-2026-4821",
"metadata": {
"invoice_id": "inv_4821",
"vendor": "acme"
}
}'{
"id": "po_8xNm3kQp",
"object": "payout",
"status": "processing",
"amount": "2500.00",
"currency": "eur",
"source_amount": "2712.50",
"source_currency": "usd",
"fx_rate": "0.9216",
"rail": "sepa_credit",
"estimated_arrival": "2026-03-26T09:00:00Z",
"compliance": {
"screening": "passed",
"sanctions_check": "clear"
}
}Global Payouts FAQ
What is a payout API?
A payout API allows businesses to programmatically send money to recipients worldwide. MAGNETPAY's payout API supports bank transfers, crypto disbursements, and local payment methods in 100+ countries. You can send individual payouts or process batches of up to 10,000 transactions, with automatic rail selection, compliance screening, and real-time status tracking.
Which countries does MAGNETPAY support for payouts?
MAGNETPAY supports bank transfer payouts to 100+ countries across North America, Europe, Asia, Africa, and Latin America. Coverage includes SWIFT-connected banks globally, SEPA for European accounts, ACH for US accounts, IMPS/UPI for India, PIX for Brazil, and local clearing systems in many other countries. Crypto payouts are available globally without geographic restrictions.
How fast are global payouts processed?
Payout speed depends on the destination and rail: SEPA Instant and IMPS settle within seconds. SEPA Credit Transfer takes 1 business day. ACH takes 1-2 business days. SWIFT international transfers take 1-5 business days. Crypto payouts on supported networks confirm within minutes. MAGNETPAY always selects the fastest available rail unless you specify otherwise.
Can I send mass payouts in batch?
Yes. MAGNETPAY supports batch payouts of up to 10,000 transactions per request. You can submit batches via API (JSON array) or CSV upload in the dashboard. Each payout in a batch is validated, routed, and tracked independently with its own status and webhook notifications. Batch processing is ideal for payroll, affiliate commissions, and marketplace seller disbursements.
What compliance checks are performed on payouts?
Every payout is screened against OFAC, EU, and UN sanctions lists. MAGNETPAY also checks recipient details against PEP (Politically Exposed Persons) databases and applies your configured risk rules for amount limits, country restrictions, and velocity checks. High-risk payouts can be held for manual review based on your approval workflow settings.
Related Payment Features
Start Sending Global Payouts
One API for bank transfers, crypto payouts, and local payment rails. Send your first payout today with no monthly commitments.